Treasury Management Master Services Agreement Addendum (“Addendum”) for Deluxe Payment Exchange Terms

Zions Bancorporation, National Association does business through its divisions, including Amegy Bank of Texas, California Bank & Trust, The Commerce Bank of Oregon, The Commerce Bank of Washington, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado and Zions Bank (“Bank”).

You acknowledge that this Addendum is a supplement to the Bank’s Deposit Account Agreement and the Treasury Management Master Services Agreement (if applicable).

1.1 The Service

You agree to send a payment instruction file using the Deluxe Payment Exchange portal for processing. We will convert your payment instructions to either a digital check/e-check or a print and mail check as indicated in your file.

1.2 Service Parameters

• Access to Service: You will be provided a link to a personal URL to enroll in the Deluxe Payment Exchange portal.
• Administrator Information: The person enrolling the company will be the administrator and responsible for user setup.
• Information to be Printed on Checks: You must input company name, address, and other pertinent information.
• Signature Files: Digital signatures must be uploaded during setup.
• Logos: Logos may be uploaded for printing on checks.
• Billing: A billing account number is required. Fees appear on your account analysis statement.
• Enrollment Activation: Enrollment is complete once the micro deposit from Deluxe is verified.
• Input Files & Layout: Files must be CSV format; manual entry is also available.
• File Transmission: Files are sent through the Deluxe Payment Exchange portal or via SFTP.
• Positive Pay Service: Contact your treasury representative for setup and ensure issue files are sent.
• Acceptance of Terms: Both Bank and Deluxe terms must be accepted.

1.3 Intellectual Property

You agree not to use Bank’s or Deluxe’s names, logos, or marks without prior written consent, except where reasonably needed for customer inquiries or when Deluxe provides such markings.

1.4 Customer Complaints

You agree that all customer complaints and service requests are your responsibility, not the Bank’s or Deluxe’s.

1.5 Governing Laws, Rules or Agreements

You acknowledge transactions are subject to governing laws, regulations, and payment system rules. You are responsible for compliance and must obtain customer authorization before initiating transactions.

1.8 Prohibited Transactions

You may not use the service for illegal activities or internet gambling. Bank or Deluxe may prohibit additional transaction types.

1.9 Dispute Resolution

Claims will be resolved per the Bank’s Deposit Account Agreement unless Deluxe must be involved and does not agree, in which case the Terms of Service apply.

Deluxe Payment Exchange Standard Fees

Personal URL Monthly Service Fee: $10.00 TPS Monthly Fee: $50.00 TPS One-Time Implementation Fee: $350.00 Postage: Pass-through costs. Standard Deluxe Payment Exchange Service Fees are effective January 1, 2026 and may change at any time.